As the embers from this weekends bonfire fizzles out, many peoples thoughts are now being geared up towards Christmas. Lots of TV’s are now showing adverts for Christmas and many ships in the UK are displaying Christmas Tree’s. And, if you get paid at the end of the month there is effectively only one more payday until Christmas arrives. If you are short of money leading up to Christmas, payday loans could be the answer as they enable you to have short term cash advance until the month ends. As payday loans are effectively an advance on your wages then a payday loans could be what you need in order to access some additional funds to help finance the costs associated with Christmas. It is important to understand that any costs that are linked to payday loans should be factored into the amount you lend, and if you are in any doubt as to whether or not the money can be afforded then an online payday loan should not be taken on. Here are 5 tips to help towards Christmas: