Archive for the ‘Money Saving Information’ Category

Saving Money on UK Holidays

Saturday, August 6th, 2011

One thing that can never be guaranteed is the British weather. This has an impact on parents who holiday within the UK’s finances as money is often needed to entertain when there are not things to do outside. If you do decide to holiday in the UK, it is worth preparing yourself for the worst when it comes to the either, don’t rely on the weather forecasters in the UK predicting sunshine as they so often get it wrong! If you holiday in the UK, ensure you take some board games and a pack or 2 of cards. Although the rain on holiday can be depressing, spending time together as a family playing games can actually be fun as is something that parents are doing less and less and the important thing is that it will not cost any money; compare this to an afternoon spent in an arcade or a holiday resort leisure centre and you will find a significant amount of money can be saved.

Weigh up the cost of the holiday – is it really that much cheaper to holiday in the UK? As the credit crunch tightens, many holiday firms have not been able to sell many packages and subsequently, there are lots of good savings to be had. With good weather you could save money by spending the day at the beach, which (drinks and ice cream excluded!) costs nothing. OF course, if you wanted a short break away in the UK or indeed abroad a payday loan could help to finance this. Look for the last minute deals and you may be surprised at some of the good deals out there – if you have poor credit then a payday loan with no credit checks is an option to use to help fund your travels – but if you do decide to holiday in the UK, make sure you take your brolly!

Food Prices on the Rise

Tuesday, July 26th, 2011

Whilst some prices are reducing for everyday shoppers food prices are most certainly on the rise. Customers are now revaluating their shopping habits with 4 in 5 people now changing their shopping habit as a consequence of the increase in food prices. The ”posh nosh” range organic food has been particularly hard with 38% of consumers less likely to buy organic meat and 43% of people cutting back on organic fruit and vegetables (Source – Daily Mail).

So how can a shopper make it easier on the wallet when food is needed. Here at www.loanadvances.com we have put some tips together to help with the escalating food costs:

  • Try not to use smaller shops and shop in small quantities – the temptation to do a smaller, daily shop will cost more in the long run as the price of food is typically much higher
  • Use the larger supermarkets to shop for your produce; some offer cash back schemes that will pay the difference on other costs (Asda are currently running this scheme, whereby they will reimburse 10% if their price is ‘beaten’ – they have a barcode system you can check online after you have shopped)
  • Make a list and stick to it. This take some discipline, but the supermarkets will try to tempt you with various offers; if it is not on your list, you do not need it!
  • Shop online. By shopping online you will be more focused on what you purchase and thus avoid temptation.
  • Never shop hungry; a classic piece of advice that is so true – if you are hungry and you so, you will buy more than you need.
  • Create storage space. Tinned produce will make a range of dishes that will save you money and feed many – have you got the storage space needed?
  • Home cook and freeze – another old classic money saving piece of advice. If you freeze your food, it will go much further and save you money.

    There are many more bits of advice you could follow on how to save money on your food. This is important as food is not going to reduce in price anytime soon!