Having children is undoubtedly an expensive business, especially at the start when parents have to buy all the paraphenalia required by a new born baby. Usually expectant mothers have 9 months to acquire everything before the baby comes along. For me, going into labour was a total shock since I had no idea I was pregnant. I had long given up my dreams of having a baby and actually thought I was going through the menopause!! Neither my husband nor I could believe that we suddenly had our very own baby girl but we were utterly delighted.
In order to be able to take her home from hospital, we needed to buy an unbelievable amount of stuff. We had savings of course but they were in investments that couldn’t be accessed quickly and we needed more money than we had sitting in our current account. My husband therefore decided to get a cash advance on his salary which would enable us to buy the essential items such as the pram and cot whilst we waited for the process of cashing in our investments to be completed.
Knowing that payday loans are now available on the internet and not wanting to leave me and the baby for long, my husband popped home to collect his laptop and the documents he would need. On returning to the hospital he was able to complete an online application form for a payday loan. He had to provide copies of his latest payslips, proof of id and address which the ward sister very kindly allowed him to use the ward’s fax machine to send through to the loan company. Had we have had access to a scanner, we could have simply uploaded these documents via the web. Literally within minutes of us faxing the documents, we recieved an email confirming that our application had been approved. An hour so later, my husband checked his bank account and the loan amount was already there.
I was able to use the internet to choose the items I wanted for the baby and then with the help of a very excited grandma and the payday loan, my husband collected the items from the store that afternoon. Fully kitted out with car seat, pram, clothes, nappies and just about everything else we could think of, we were able to take our beautiful baby girl home the next day.
Tags: cash advance, payday advance, payday loan, payday loans



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